Source of wealth · Ready to test now
Source of wealth, built into onboarding.
Before a client’s wealth can be accepted, someone has to show where it came from. Arki turns the client’s documents into an evidence-linked source-of-wealth file, and keeps what it reveals about the client for the relationship ahead. It’s built to the standard banks hold themselves to, so it works whether you review the case or prepare it.
Today that takes days of collecting, cross-checking and drafting, while the client waits through rounds of document requests.
How it works.
Documents in.
Bring whatever the case rests on: statements, agreements, tax returns, registry filings. Nothing needs retyping.
Documents
- Bank statements
- SPA
- Tax returns
- Registry filing
A structured source-of-wealth profile.
Arki reads every document and lays out how the client’s wealth was built: each source, entity and period, with the figures and the pages behind them. What’s supported and what isn’t is clear at a glance.
- Salary and bonus, 2008–2015Tax returns p.1–8
- Sale of operating company, 2019SPA p.12
- Dividends received, 2015–2019Bank stmt p.4
- Portfolio growth, 2019–2026Custody stmt p.2
- Property in Kowloon TongGap flagged
- Stated inheritance amountConflict flagged
Signed by: named reviewer
Report and advice.
From the profile, Arki drafts the evidence-linked report and tells you what would make it stronger: which documents to request, where outside evidence helps, and what a reviewer is likely to question.
The client’s wealth derives mainly from the 2019 sale of an operating company and from dividends received in the four years before it. SPA p.12Bank stmt p.4
Earlier savings come from salary and bonus, 2008–2015. Tax returns
Request
Completion statement for the 2019 sale
Outside evidence
Registry filing confirms the sale date
Reviewer may ask
Why the stated inheritance differs
More than opening an account.
Source of wealth is one of the best chances you’ll have to learn your client.
To show where their wealth came from, a client walks you through how it was built. Few conversations reveal as much. Arki keeps what you learn and carries it into the client’s profile, so KYC is no longer just the paperwork to open an account. It’s where the long-term relationship begins.
What you learn
How the wealth was built
Careers, businesses, sales and inheritances, in order, with the turning points between them.
Who it involves
Family members, companies, trusts and the advisers around them.
What may come next
Liquidity events, succession plans and open questions worth returning to.
~90%
less source-of-wealth drafting time
Across 20+ pilot cases in a full-customization engagement.
- Fewer rounds with the client: gaps surface early, and documents are requested once.
- A file that holds up to review: every figure traces back to its evidence.
- One standard on every case, whoever prepares it.
Three rules it keeps.
Every claim linked to its source.
Each statement in the report points to the document and page that supports it.
Gaps and conflicts flagged, never filled in.
Where the evidence is missing or disagrees, Arki says so and leaves the judgment to your reviewer.
A named person signs.
Nothing leaves your hands until someone on your team has reviewed it and put their name to it.